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IH CREDIT UNION, INC.

Springfield, OH · Corporate Credit Union · Chartered in OH

LICUWell Capitalized

Who can join

State government employees (special charter)

Charter #97104Est. 1934RSSD: 68699

Members

18,531

Net Worth Ratio

15.85%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$358.7M

Peer Group 5

Members

18,531

as of latest quarter

Net Worth Ratio

15.85%

Well Capitalized

Institution Profile

NCUA

Address

5000 Urbana Road, Springfield, OH 45502-9069

Chartered

1934

Branch Locations

5 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$358.7M

Total Shares

$275.1M

Total Loans

$202.7M

Net Worth Ratio

15.85%

≥7% = Well Capitalized

Members

18,531

Delinquency Rate (60d+)

1.62%

$3.3M

Loan-to-share ratio: 73.7%· healthy range 60–80%

Branch Locations

NCUA

IH Credit Union

5000 Urbana Rd, Springfield, OH, 45502-9069

m-f 9-5

MainATM

Leffel Lane Branch

299 E Leffel ln, Springfield, OH, 45505-4745

m-t 9-5 f 9-5:30

ATM

branch office

731 Scioto St, urbana, OH, 43078

m-f 9-5

ATM

1st Street Branch

1427 W 1st ST, Springfield, OH, 45504-1922

m-t 9-5f 9-5:30s 9-12

ATMDrive-thru

Fairfield Rd branch

1464 N Fairfield Rd, Beavercreek, OH, 45432-2638

Monday - Thursday: 9:00 AM to 5:00 PMFriday - 9:00 AM to 5:30 PMSaturday - ITMs open 9:00 AM to 12:00 PM

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.