IDEAL
Woodbury, MN · State Credit Union · Chartered in MN
Who can join
Type 99
Members
48,369
Net Worth Ratio
10.51%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$1.09B
Peer Group 6
Members
48,369
as of latest quarter
Net Worth Ratio
10.51%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$1.09B
Total Shares
$915.8M
Total Loans
$878.3M
Net Income
$1.5M
Net Worth Ratio
10.51%
≥7% = Well Capitalized
Members
48,369
Return on Assets
0.14%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.46%
$4.1M
Loan-to-share ratio: 95.9%· healthy range 60–80%
Branch Locations
NCUAWoodbury
8499 Tamarack Rd, Woodbury, MN, 55125-9201
M,T,Th,F 9am-5pm Lobby W 10am-5pm Lobby Sat 9am-12pm Lobby & Drive-Thru M-F 9am-5:30pm Drive-Thru
North
2401 McKnight Rd N, North Saint Paul, MN, 55109-2211
M,T,Th,F 9am-5pm LobbyW 10am-5pm LobbySat 9am-12pm Lobby & Drive-ThruM-F 9am-5:30pm Drive-Thru
Inver Grove Heights
7791 Amana Trl, Inver Grove Heights, MN, 55077-2610
M,T,Th,F 9am-5pm LobbyW 10am-5pm LobbySat 9am-12pm Lobby & Drive-ThruM-F 9am-5:30pm Drive-Thru
Hugo
14750 Victor Hugo Blvd N, Hugo, MN, 55038-4561
M,T,Th,F 9am-5pm LobbyW 10am-5pm LobbySat 9am-12pm Lobby & Drive-ThruM-F 9am-5:30pm Drive-Thru
Eagan
3225 Denmark Ave, Eagan, MN, 55121-1382
M,T,Th,F 9am-5pm LobbyW 10am-5pm LobbySat 9am-12pm Lobby & Drive-ThruM-F 9am-5:30pm Drive-Thru
Stillwater
2020 Washington Ave S, Stillwater, MN, 55082
Mon, Tues, Thurs & Fri9:00 AM - 5:00 PMWednesday10:00 AM - 5:00 PMSaturday9:00 AM - 12:00 PM
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/ideal" target="_blank" rel="noopener">View IDEAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.