Chubbuck, ID · State Credit Union · Chartered in ID
Who can join
State government employees (special charter)
Members
788,996
Net Worth Ratio
8.28%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$14.95B
Total Shares
$13.28B
Total Loans
$12.99B
Net Worth Ratio
8.28%
≥7% = Well Capitalized
Members
788,996
Delinquency Rate (60d+)
0.24%
$31.1M
Loan-to-share ratio: 97.8%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 12,696 | 7,552 | 2,667 | 59.5% | 21.0% |
| 2022 | 19,631 | 13,127 | 2,943 | 66.9% | 15.0% |
| 2021 | 28,099 | 18,690 | 2,886 | 66.5% | 10.3% |
Last 12 Months
49
Since 2018
78
all complaints on record
Monetary Relief
9%
% of complaints with monetary relief
Untimely Response
0%
% exceeding 15-day window
Monthly Complaints (2021–present)
Data through Jun 2026.Last 12 months shown — upgrade for full history.
Member Service Center
4400 Central Way, Chubbuck, ID, 83202
Monday - Thursday 8:30 AM - 5:30 PM Friday - 9:00 AM - 6:00 PM Saturday - 10:00 AM - 2:00 PM
Downtown
401 W Front St, Boise, ID, 83702-5157
M-F 8:30-6:00 S 9:00-3:00
LBJ
650 W State St, Boise, ID, 83702-5936
M-F 8:00-4:00
Pierce Park
6328 W State St, Boise, ID, 83703-2745
M-F 8:30-6:00 S 9:00 - 3:00
Overland
6707 W Overland Rd, Boise, ID, 83709-2033
M-F 8:30-6:00 S 9:00-3:00
Mountain View
1615 S Celebration Ave, Meridian, ID, 83642-2779
M-F 8:30 - 6:00 S 9:00 - 3:00
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<a href="https://bankscorer.com/credit-union/idaho-central" target="_blank" rel="noopener">View IDAHO CENTRAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
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2021–2025 locked
Full 2021–present history available — see pricing from $14/mo.
Fairview
11255 W Fairview Ave, Boise, ID, 83713-7925
M-F 8:30-6:00 S 9:00-3:00
Cherry Lane
3127 W Cherry Ln, Meridian, ID, 83642-1122
M-F 8:30-6:00 S 9:00-3:00
Nampa
215 3rd Ave S, Nampa, ID, 83651-3758
M-F 8:30 - 6:00 S 9:00-6:00
Southside
3101 E Greenhurst Rd, Nampa, ID, 83686-8655
M-F 8:30 - 6:00 S 9:00 - 3:00
55 more locations not shown.