HOMETOWN
Kulm, ND · State Credit Union · Chartered in ND
Who can join
State government employees (special charter)
Members
3,372
Net Worth Ratio
15.47%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$219.3M
Peer Group 5
Members
3,372
as of latest quarter
Net Worth Ratio
15.47%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$219.3M
Total Shares
$179.1M
Total Loans
$170.6M
Net Income
$787K
Net Worth Ratio
15.47%
≥7% = Well Capitalized
Members
3,372
Return on Assets
0.36%
annualized · >0.5% healthy
Delinquency Rate (60d+)
3.04%
$5.2M
Loan-to-share ratio: 95.3%· healthy range 60–80%
Branch Locations
NCUAKULM
18 MAIN AVE S, KULM, ND, 58456
8:00 AM - 5:00 PM MONDAY - FRIDAY
ASHLEY BRANCH
106 E Main St, Ashley, ND, 58413
8:00 AM - 5:00 PM MONDAY - FRIDAY
HAZELTON BRANCH
341 MAIN, HAZELTON, ND, 58544
8:00 AM - 5:00 PM MONDAY - FRIDAY
LINCOLN BRANCH
109 McDougall Dr Ste 5, Lincoln, ND, 58504-8139
8:00 AM - 5:00 PM MONDAY - FRIDAY
MEDINA BRANCH
301 5th Ave SE, Medina, ND, 58467
8:00 AM - 5:00 PM MONDAY - FRIDAY
Mortgage Lending (HMDA)
No HMDA mortgage lending data on record for this credit union.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/hometown-nd" target="_blank" rel="noopener">View HOMETOWN on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.