Peru, IN · Federal Credit Union · Chartered in IN
Who can join
Employer / occupational group
Members
3,982
Net Worth Ratio
32.10%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$37.5M
Total Shares
$25.4M
Total Loans
$25.6M
Net Worth Ratio
32.10%
≥7% = Well Capitalized
Members
3,982
Delinquency Rate (60d+)
1.69%
$434K
Loan-to-share ratio: 100.7%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 35 | 31 | 4 | 88.6% | 11.4% |
| 2022 | 39 | 32 | 3 | 82.0% | 7.7% |
No CFPB complaint data available for this credit union.
Hometown Federal Credit Union
151 N Broadway, PERU, IN, 46970
M, T, Th 8:30 - 5 W 8:30 -1 S 9-12
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<a href="https://bankscorer.com/credit-union/hometown" target="_blank" rel="noopener">View HOMETOWN on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.