HOLYOKE
Holyoke, MA · State Credit Union · Chartered in MA
Who can join
State government employees (special charter)
Members
21,601
Net Worth Ratio
8.94%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$299.4M
Peer Group 5
Members
21,601
as of latest quarter
Net Worth Ratio
8.94%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$299.4M
Total Shares
$243.1M
Total Loans
$197.8M
Net Income
$315K
Net Worth Ratio
8.94%
≥7% = Well Capitalized
Members
21,601
Return on Assets
0.11%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.18%
$350K
Loan-to-share ratio: 81.4%· healthy range 60–80%
Branch Locations
NCUAHolyoke Office
490 Westfield Rd, Holyoke, MA, 01040-1600
Monday- Thursday 8:00 am - 4:00 pm Friday 8:00 am - 5:00 pm Saturday 9:00 am - 12:00 pm
West Springfield Office
85 Elm St, West Springfield, MA, 01089-2704
Monday- Thursday 8:00 am - 4:00 pm Friday 8:00 am - 5:00 pm Saturday 9:00 am - 12:00 pm
Agawam Office
14 N Westfield St, Feeding Hills, MA, 01030-1606
Monday- Thursday 8:00 am - 4:00 pm Friday 9:00 am - 5:00 pm Saturday 9:00 - 12:00 pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/holyoke" target="_blank" rel="noopener">View HOLYOKE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.