HIWASSEE RIVER
Charleston, TN · State Credit Union · Chartered in TN
Who can join
State government employees (special charter)
Members
1,954
Net Worth Ratio
10.74%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$27.9M
Peer Group 3
Members
1,954
as of latest quarter
Net Worth Ratio
10.74%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$27.9M
Total Shares
$24.8M
Total Loans
$11.9M
Net Income
$37K
Net Worth Ratio
10.74%
≥7% = Well Capitalized
Members
1,954
Return on Assets
0.13%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.07%
$9K
Loan-to-share ratio: 48.2%· healthy range 60–80%
Branch Locations
NCUAHiwassee River Credit Union
1186 Old Lower River Rd NW, Charleston, TN, 37310
7:30-4:30
Bowater Employees Credit Union
454 Highway 163, Calhoun, TN, 37309
8:00-5:00
SouthEast Bank
3475 Keith St NW, Cleveland, TN, 37312
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/hiwassee-river" target="_blank" rel="noopener">View HIWASSEE RIVER on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.