Charleston, TN · State Credit Union · Chartered in TN
Who can join
State government employees (special charter)
Members
1,954
Net Worth Ratio
10.74%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$27.9M
Total Shares
$24.8M
Total Loans
$11.9M
Net Income
$37K
Net Worth Ratio
10.74%
≥7% = Well Capitalized
Members
1,954
Return on Assets
0.13%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.07%
$9K
No HMDA mortgage lending data on record for this credit union.
No CFPB complaint data available for this credit union.
Hiwassee River Credit Union
1186 Old Lower River Rd NW, Charleston, TN, 37310
7:30-4:30
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454 Highway 163, Calhoun, TN, 37309
8:00-5:00
SouthEast Bank
3475 Keith St NW, Cleveland, TN, 37312
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<a href="https://bankscorer.com/credit-union/hiwassee-river" target="_blank" rel="noopener">View HIWASSEE RIVER on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 48.2%· healthy range 60–80%