🏦Bank Scorer

HERITAGE VALLEY

York, PA · Federal Credit Union · Chartered in PA

Well Capitalized

Who can join

Employer / occupational group

Charter #303Est. 1935RSSD: 35776

Members

13,546

Net Worth Ratio

7.54%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$132.3M

Peer Group 5

Members

13,546

as of latest quarter

Net Worth Ratio

7.54%

Well Capitalized

Institution Profile

NCUA

Address

P.O. Box 3617, 2400 Pleasant Valley, York, PA 17402-9624

Chartered

1935

Branch Locations

3 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$132.3M

Total Shares

$125.0M

Total Loans

$63.8M

Net Worth Ratio

7.54%

≥7% = Well Capitalized

Members

13,546

Delinquency Rate (60d+)

1.00%

$636K

Loan-to-share ratio: 51.0%· healthy range 60–80%

Branch Locations

NCUA

Pleasant Valley Road Office

2400 Pleasant Valley Rd, York, PA, 17402-9624

Lobby Hours: Monday thru Friday 9:00 a.m to 5:30 p.m. Saturday 9:00 a.m. to 12:00 p.m. Drive-thru Hours: Monday - Wednesday 8:00 a.m. to 6:00 p.m.Thursday - Friday 8:00 a.m. to 7:00 p.m.Saturday 8:00 a.m. to 1:00 p.m.

MainATMDrive-thru

Cape Horn Road Office

2420 Cape Horn Rd, York, PA, 17402-7900

Lobby Hours: 9:00 a.m. to 5:30 p.m. Monday - Friday and 9:00 a.m. to 12:00 p.m. Saturday; Drive Thru Hours: 8:00 a.m. to 6 p.m.

ATMDrive-thru

Roosevelt Avenue Office

1700 Roosevelt Ave, York, PA, 17408-8505

Lobby Monday - Friday 9:00AM - 5:00PM Drive Thru Monday - Thursday 8:30AM - 5:00PM Friday 8:30AM - 6:00PM Saturday 9:00AM - 1:00PM

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.