York, PA · Federal Credit Union · Chartered in PA
Who can join
Employer / occupational group
Members
13,546
Net Worth Ratio
7.54%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$132.3M
Total Shares
$125.0M
Total Loans
$63.8M
Net Worth Ratio
7.54%
≥7% = Well Capitalized
Members
13,546
Delinquency Rate (60d+)
1.00%
$636K
Loan-to-share ratio: 51.0%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 182 | 143 | 25 | 78.6% | 13.7% |
| 2022 | 240 | 161 | 52 | 67.1% | 21.7% |
| 2021 | 169 | 115 | 23 | 68.0% | 13.6% |
No CFPB complaint data available for this credit union.
Pleasant Valley Road Office
2400 Pleasant Valley Rd, York, PA, 17402-9624
Lobby Hours: Monday thru Friday 9:00 a.m to 5:30 p.m. Saturday 9:00 a.m. to 12:00 p.m. Drive-thru Hours: Monday - Wednesday 8:00 a.m. to 6:00 p.m.Thursday - Friday 8:00 a.m. to 7:00 p.m.Saturday 8:00 a.m. to 1:00 p.m.
Cape Horn Road Office
2420 Cape Horn Rd, York, PA, 17402-7900
Lobby Hours: 9:00 a.m. to 5:30 p.m. Monday - Friday and 9:00 a.m. to 12:00 p.m. Saturday; Drive Thru Hours: 8:00 a.m. to 6 p.m.
Roosevelt Avenue Office
1700 Roosevelt Ave, York, PA, 17408-8505
Lobby Monday - Friday 9:00AM - 5:00PM Drive Thru Monday - Thursday 8:30AM - 5:00PM Friday 8:30AM - 6:00PM Saturday 9:00AM - 1:00PM
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<a href="https://bankscorer.com/credit-union/heritage-valley" target="_blank" rel="noopener">View HERITAGE VALLEY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.