Midland, TX · Federal Credit Union · Chartered in TX
Who can join
Employer / occupational group
Members
6,926
Net Worth Ratio
9.05%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$100.9M
Total Shares
$89.2M
Total Loans
$80.2M
Net Income
$-40,953
Net Worth Ratio
9.05%
≥7% = Well Capitalized
Members
6,926
Return on Assets
-0.04%
annualized · >0.5% healthy
Delinquency Rate (60d+)
1.45%
$1.2M
No HMDA mortgage lending data on record for this credit union.
No CFPB complaint data available for this credit union.
Heritage USA Federal Credit Union
5507 W Wadley Ave, Midland, TX, 79707
8:30-5:30 Days Open: M-S (5 1/2 days)
Heritage USA Federal Credit Union
1923 S County Road 1083, Midland, TX, 79706
M, T, TH, F - 8:30 am-5:30 pm W-10:00am-5:30pm
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<a href="https://bankscorer.com/credit-union/heritage-usa" target="_blank" rel="noopener">View HERITAGE USA on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 89.9%· healthy range 60–80%