Shelbyville, TN · State Credit Union · Chartered in TN
Who can join
State government employees (special charter)
Members
36,074
Net Worth Ratio
16.76%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$359.9M
Total Shares
$297.8M
Total Loans
$267.1M
Net Worth Ratio
16.76%
≥7% = Well Capitalized
Members
36,074
Delinquency Rate (60d+)
0.23%
$621K
Loan-to-share ratio: 89.7%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 136 | 91 | 20 | 66.9% | 14.7% |
| 2022 | 226 | 176 | 21 | 77.9% | 9.3% |
| 2021 | 260 | 218 | 31 | 83.8% | 11.9% |
No CFPB complaint data available for this credit union.
Shelbyville
763 N Main St, Shelbyville, TN, 37160-2846
Lobby Monday - Friday 9 a.m. to 4:45 p.m. Drive Thru Monday - Thursday 7:30 a.m. to 4:45 p.m.Drive Thru Friday 7:30 a.m. to 5:30 p.m.Drive Thru Saturday 8:30 a.m. to 12 p.m.
Lewisburg
600 E Church St, Lewisburg, TN, 37091-2852
Lobby Monday - Friday 8 a.m. to 4:45 p.m. Drive Thru Monday - Thursday 8 a.m. to 4:45 p.m.Drive Thru Friday 7:30 a.m. to 5:30 p.m.Drive Thru Saturday 8:30 a.m. to 12 p.m.
MLK Jr Blvd Branch
1115 Dr Martin Luther King Blvd, Murfreesboro, TN, 37130-7845
Lobby: Mon - Fri 8:30 a.m. to 5 p.m.; Saturday - 8:30 a.m. to 12 p.m.; Drive Thru: Mon - Thurs 7:30 a.m. to 5 p.m.; Friday 7:30 a.m. to 5:30 p.m.; Saturday 8:30 a.m. to 12 p.m.
Smyrna
941 Sgt Asbury Hawn Way, Smyrna, TN, 37167-3441
Lobby: Monday - Friday 8:30 a.m. to 5 p.m.; Drive Thru: Monday - Thursday 7:30 a.m. to 5 p.m.; Friday 7:30 a.m. to 5:30 p.m.; Saturday 8:30 a.m. to 12 p.m.
Manchester Branch
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<a href="https://bankscorer.com/credit-union/heritage-south-community-cu" target="_blank" rel="noopener">View HERITAGE SOUTH COMMUNITY CU on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
303 Hillsboro Blvd, Manchester, TN, 37355
Lobby: Monday - Friday 8:00 a.m. to 4:45 p.m.
Fayetteville Branch
4120 Thornton Taylor Pkwy Ste D, Fayetteville, TN, 37334-2292
Lobby: Monday - Friday 8:00 a.m. to 4:45 p.m.