Salem, OR · Federal Credit Union · Chartered in OR
Who can join
Employer / occupational group
Members
8,393
Net Worth Ratio
11.73%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$166.3M
Total Shares
$146.4M
Total Loans
$103.5M
Net Worth Ratio
11.73%
≥7% = Well Capitalized
Members
8,393
Delinquency Rate (60d+)
0.86%
$891K
Loan-to-share ratio: 70.7%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 42 | 34 | 7 | 81.0% | 16.7% |
| 2022 | 71 | 59 | 3 | 83.1% | 4.2% |
| 2021 | 124 | 101 | 7 | 81.5% | 5.7% |
No CFPB complaint data available for this credit union.
Heritage Grove FCU - 631 Winter St
631 Winter St NE, Salem, OR, 97301
Office 9:00 a.m. to 5:30 p.m Monday-Friday Drive Thru 8:00 a.m. to 5:30 p.m. Monday-Thursday 8:00 a.m. to 6:00
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<a href="https://bankscorer.com/credit-union/heritage-grove" target="_blank" rel="noopener">View HERITAGE GROVE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.