🏦Bank Scorer

HERITAGE GROVE

Salem, OR · Federal Credit Union · Chartered in OR

LICUWell Capitalized

Who can join

Employer / occupational group

Charter #16113Est. 1964RSSD: 100683

Members

8,393

Net Worth Ratio

11.73%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$166.3M

Peer Group 5

Members

8,393

as of latest quarter

Net Worth Ratio

11.73%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 2227, Salem, OR 97309

Chartered

1964

Branch Locations

1 location

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$166.3M

Total Shares

$146.4M

Total Loans

$103.5M

Net Worth Ratio

11.73%

≥7% = Well Capitalized

Members

8,393

Delinquency Rate (60d+)

0.86%

$891K

Loan-to-share ratio: 70.7%· healthy range 60–80%

Branch Locations

NCUA

Heritage Grove FCU - 631 Winter St

631 Winter St NE, Salem, OR, 97301

Office 9:00 a.m. to 5:30 p.m Monday-Friday Drive Thru 8:00 a.m. to 5:30 p.m. Monday-Thursday 8:00 a.m. to 6:00

MainATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.