Rancho Cordova, CA · State Credit Union · Chartered in CA
Who can join
State government employees (special charter)
Members
10,041
Net Worth Ratio
9.76%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$282.6M
Total Shares
$252.1M
Total Loans
$241.1M
Net Worth Ratio
9.76%
≥7% = Well Capitalized
Members
10,041
Delinquency Rate (60d+)
0.46%
$1.1M
Loan-to-share ratio: 95.6%· healthy range 60–80%
No HMDA mortgage lending data on record for this credit union.
No CFPB complaint data available for this credit union.
Headquarters
5329 Sunrise Blvd, Fair Oaks, CA, 95628-3539
M-F 9:00am - 6:00pm
Folsom
13385 Folsom Blvd Ste 200, Folsom, CA, 95630-8004
Mon & Fri 9:00am - 6:00pm T/W/TH 10:00am - 6:00pm Sat. 9:00am - 2:00pm
Fair Oaks
5329 Sunrise Blvd, Fair Oaks, CA, 95628-3539
Mon & Fri 9:00am - 6:00pm T/W/TH 10:00am - 6:00pm Sat. 9:00am - 2:00pm
Gold River
2155 Golden Centre Ln, Gold River, CA, 95670-4477
M-F 9am-6pm, Sat 9am-2pm
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<a href="https://bankscorer.com/credit-union/heritage-community" target="_blank" rel="noopener">View HERITAGE COMMUNITY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.