HERITAGE COMMUNITY
Rancho Cordova, CA · State Credit Union · Chartered in CA
Who can join
State government employees (special charter)
Members
10,041
Net Worth Ratio
9.76%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$282.6M
Peer Group 5
Members
10,041
as of latest quarter
Net Worth Ratio
9.76%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$282.6M
Total Shares
$252.1M
Total Loans
$241.1M
Net Worth Ratio
9.76%
≥7% = Well Capitalized
Members
10,041
Delinquency Rate (60d+)
0.46%
$1.1M
Loan-to-share ratio: 95.6%· healthy range 60–80%
Branch Locations
NCUAHeadquarters
5329 Sunrise Blvd, Fair Oaks, CA, 95628-3539
M-F 9:00am - 6:00pm
Folsom
13385 Folsom Blvd Ste 200, Folsom, CA, 95630-8004
Mon & Fri 9:00am - 6:00pm T/W/TH 10:00am - 6:00pm Sat. 9:00am - 2:00pm
Fair Oaks
5329 Sunrise Blvd, Fair Oaks, CA, 95628-3539
Mon & Fri 9:00am - 6:00pm T/W/TH 10:00am - 6:00pm Sat. 9:00am - 2:00pm
Gold River
2155 Golden Centre Ln, Gold River, CA, 95670-4477
M-F 9am-6pm, Sat 9am-2pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/heritage-community" target="_blank" rel="noopener">View HERITAGE COMMUNITY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.