HEARTLAND
Springfield, IL · State Credit Union · Chartered in IL
Who can join
Type 99
Members
35,517
Net Worth Ratio
13.22%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$574.6M
Peer Group 6
Members
35,517
as of latest quarter
Net Worth Ratio
13.22%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$574.6M
Total Shares
$497.0M
Total Loans
$381.2M
Net Income
$2.2M
Net Worth Ratio
13.22%
≥7% = Well Capitalized
Members
35,517
Return on Assets
0.38%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.07%
$260K
Loan-to-share ratio: 76.7%· healthy range 60–80%
Branch Locations
NCUAMain
2213 W White Oaks Dr, Springfield, IL, 62704
Monday - Saturday
North
2712 E Sangamon Ave, Springfield, IL, 62702
8:30-5:00
St Joseph
610 E Saint Joseph St, Springfield, IL, 62703
8:30 a.m. - 5:00 p.m.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/heartland-il" target="_blank" rel="noopener">View HEARTLAND on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.