HARVARD COMMUNITY
Harvard, IL · State Credit Union · Chartered in IL
Who can join
State government employees (special charter)
Members
3,263
Net Worth Ratio
5.43%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$21.2M
Peer Group 3
Members
3,263
as of latest quarter
Net Worth Ratio
5.43%
Undercapitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$21.2M
Total Shares
$19.9M
Total Loans
$16.3M
Net Income
$-325,485
Net Worth Ratio
5.43%
≥7% = Well Capitalized
Members
3,263
Return on Assets
-1.54%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.58%
$95K
Loan-to-share ratio: 82.1%· healthy range 60–80%
Branch Locations
NCUAHCCU
1200 S DIVISION ST, HARVARD, IL, 60033-8601
9:OO - 4:30
HCCU
343 S DIVISION ST, HARVARD, IL, 60033-3276
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/harvard-community" target="_blank" rel="noopener">View HARVARD COMMUNITY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.