Houston, TX · Federal Credit Union · Chartered in TX
Who can join
Community — open geographic area
Members
20,015
Net Worth Ratio
22.53%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$222.5M
Total Shares
$170.6M
Total Loans
$110.5M
Net Worth Ratio
22.53%
≥7% = Well Capitalized
Members
20,015
Delinquency Rate (60d+)
1.41%
$1.6M
Loan-to-share ratio: 64.8%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 77 | 71 | 6 | 92.2% | 7.8% |
| 2022 | 88 | 75 | 5 | 85.2% | 5.7% |
No CFPB complaint data available for this credit union.
Main Office
1400 Franklin St, Houston, TX, 77002-2147
Monday thru Friday 7:30 am thru 5:00 pm CST--lobby 7:30 am thru 6:00 pm CST--drive thru
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<a href="https://bankscorer.com/credit-union/harris-county" target="_blank" rel="noopener">View HARRIS COUNTY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.