Whitehall, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
11,537
Net Worth Ratio
11.05%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$169.3M
Total Shares
$148.9M
Total Loans
$108.3M
Net Income
$351K
Net Worth Ratio
11.05%
≥7% = Well Capitalized
Members
11,537
Return on Assets
0.21%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.08%
$86K
No HMDA mortgage lending data on record for this credit union.
No CFPB complaint data available for this credit union.
HarborLight CU
2151 Cogswell Dr, Whitehall, MI, 49461
Lobby Hours: Mon, Wed, Thurs, Fri 9:00 am - 5:00 pm Tues 9:30 am - 5:00 pm Sat, Sun Closed Drive Thru Hours: M
HarborLIght CU 003
2710 Holton Whitehall Road, Whitehall, MI, 49461
10:00am to 6:00pm Monday - Friday
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<a href="https://bankscorer.com/credit-union/harborlight" target="_blank" rel="noopener">View HARBORLIGHT on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 72.7%· healthy range 60–80%