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GULF SHORE

Texas City, TX · Federal Credit Union · Chartered in TX

Well Capitalized

Who can join

Occupational / employer group

Charter #2442Est. 1937RSSD: 742672

Members

3,115

Net Worth Ratio

13.16%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$28.7M

Peer Group 3

Members

3,115

as of latest quarter

Net Worth Ratio

13.16%

Well Capitalized

Institution Profile

NCUA

Address

P. O. Box 1499, Texas City, TX 77592-1499

Chartered

1937

Branch Locations

2 locations

Membership Eligibility

Occupational / employer group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$28.7M

Total Shares

$24.8M

Total Loans

$12.1M

Net Worth Ratio

13.16%

≥7% = Well Capitalized

Members

3,115

Delinquency Rate (60d+)

1.80%

$219K

Loan-to-share ratio: 48.9%· healthy range 60–80%

Branch Locations

NCUA

Gulf Shore FCU

1306 N Logan St, Texas City, TX, 77590-5046

Mon - Fri 8:30 AM - 5:00 PM

MainDrive-thru

T C Teachers/Gulf Shore

1700 9th Ave N, Texas City, TX, 77590

8-4 M-F

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.