GUARDIAN
Oak Creek, WI · State Credit Union · Chartered in WI
Who can join
State government employees (special charter)
Members
25,140
Net Worth Ratio
10.90%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$291.2M
Peer Group 5
Members
25,140
as of latest quarter
Net Worth Ratio
10.90%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$291.2M
Total Shares
$257.3M
Total Loans
$159.2M
Net Income
$349K
Net Worth Ratio
10.90%
≥7% = Well Capitalized
Members
25,140
Return on Assets
0.12%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.31%
$497K
Loan-to-share ratio: 61.9%· healthy range 60–80%
Branch Locations
NCUAGuardian Credit Union-Oak Creek Office
7801 S Howell Ave, Oak Creek, WI, 53154
M-F 9AM to 5PM S 9AM to Noon
Guardian Credit Union-West Allis Office
11220 W Oklahoma Ave, West Allis, WI, 53227
M-F 9AM to 5 PM S 9AM to Noon
Guardian Credit Union-West Milwaukee Office
4501 W Greenfield Ave, West Milwaukee, WI, 53214
M-F 9AM to 5PM S 9AM to Noon
Guardian Credit Union-South Milwaukee Office
1025 Milwaukee Ave, South Milwaukee, WI, 53172
M-F 9AM to 5PM S 9AM to Noon
Guardian Credit Union-Waukesha Office
1501 E Sunset Dr, Waukesha, WI, 53189-8029
M-F 9AM to 5PM S 9AM to Noon
Symitar
8985 Balboa Ave, San Diego, CA, 92123-1507
Guardian Credit Union-Menomonee Falls Office
W186N9559 Bancroft Dr, Menomonee Falls, WI, 53051-8009
M-F 9AM to 5PM S 9AM to Noon
Mortgage Lending (HMDA)
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 815 | 461 | 247 | 56.6% | 30.3% |
| 2023 | 270 | 171 | 38 | 63.3% | 14.1% |
| 2022 | 302 | 241 | 18 | 79.8% | 6.0% |
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/guardian" target="_blank" rel="noopener">View GUARDIAN on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.