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GREATER IOWA

Ames, IA · State Credit Union · Chartered in IA

LICUWell Capitalized

Who can join

State government employees (special charter)

Charter #64203Est. 1932RSSD: 286895

Members

37,958

Net Worth Ratio

9.54%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$701.5M

Peer Group 6

Members

37,958

as of latest quarter

Net Worth Ratio

9.54%

Well Capitalized

Institution Profile

NCUA

Address

1509 Baltimore Dr, Ames, IA 50010

Chartered

1932

Branch Locations

10 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$701.5M

Total Shares

$618.7M

Total Loans

$589.0M

Net Income

$818K

Net Worth Ratio

9.54%

≥7% = Well Capitalized

Members

37,958

Return on Assets

0.12%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.74%

$4.4M

Loan-to-share ratio: 95.2%· healthy range 60–80%

Branch Locations

NCUA

Ames Ops Center

1509 Baltimore Dr, Ames, IA, 50010

N/A

Main

Somerset Branch

2623 Northridge Pkwy, Ames, IA, 50010-7109

8:30-5 M-Th Drive Up 7:30-5:30 8:30-5:30 F Drive Up 7:30-6 9-12 Sat Drive Up 9-12

ATMDrive-thru

East Des Moines Branch

600 E 30th St, Des Moines, IA, 50317-2406

8:30-5 M-Th Drive Up 7:30-5:30 8:30-5:30 F Drive Up 7:30-6 9-12 Sat Drive Up 9-12

ATMDrive-thru

Southgate Branch

200 Airport Rd, Ames, IA, 50010-8214

8:30-5 M-Th 8:30-5:30 F 9-12 Sat

ATM

Denison Branch

230 N 7th St, Denison, IA, 51442-1800

8:30-5 M-Th Drive Up 8:30-5 8:30-5:30 F Drive Up 8:30-5:30 9-12 Sat Drive Up 9-12

ATMDrive-thru

Westown Branch

1630 22nd St, West Des Moines, IA, 50266-1407

8:30-5 M-Th Drive Up 7:30-5:30 8:30-5:30 F Drive Up 7:30-6 9-12 Sat Drive Up 9-12

ATMDrive-thru

Indianola Branch

301 E Scenic Valley Ave, Indianola, IA, 50125-4865

8:30-5 M-TH Drive Up 7:30-5:30 8:30-5:30 F Drive Up 7:30-6 9-12 Sat Drive Up 9-12

ATMDrive-thru

Waukee Branch

1145 SE University Ave, Waukee, IA, 50263-9669

8:30-5 M-T Drive Up 7:30-5:30 8:30-5:30 F Drive Up 7:30-6 9-12 Sat Drive Up 9-12

ATMDrive-thru

Lincoln Way Branch

801 Lincoln Way, Ames, IA, 50010

8:30-5 M-Th Drive Up 7:30-5:30 8:30-5:30 F Drive Up 7:30-6 9-12 Sat Drive Up 9-12

ATMDrive-thru

Ankeny Branch

1700 SE Delaware Ave, Ankeny, IA, 50021

8:30-5 M-Th Drive Up 7:30-5:30 8:30-5:30 F Drive Up 7:30-6 9-12 Sat Drive Up 9-12

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.