Alma, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
6,681
Net Worth Ratio
8.69%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$60.5M
Total Shares
$54.3M
Total Loans
$39.2M
Net Income
$191K
Net Worth Ratio
8.69%
≥7% = Well Capitalized
Members
6,681
Return on Assets
0.32%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.00%
$124
No HMDA mortgage lending data on record for this credit union.
No CFPB complaint data available for this credit union.
Gratiot Community CU
211 W Center St, Alma, MI, 48801-2206
Mon 9am-5pm Tues 10am-5pm Wed-Fri 9am-5pm
Gratiot Community CU
855 E Center St, Ithaca, MI, 48847-1613
Mon 9am-5pm Tues 10am-5pm Wed-Th 9am-5pm Fri 9am-6pm Sat 9am-12pm
Alma Drive Thur
119 W Center St, Alma, MI, 48801
Mon 9am-5pm Tues 10am-5pm Wed-Th 9am-5pm Fri 9am-6pm Sat 9am-12pm
Operation Building
135 W Center St, Alma, MI, 48801
Mon 9am-5pm Tues 10am-5pm Wed-Fri 9am-5pm
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<a href="https://bankscorer.com/credit-union/gratiot-community" target="_blank" rel="noopener">View GRATIOT COMMUNITY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 72.1%· healthy range 60–80%