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GRANITE STATE

Manchester, NH · State Credit Union · Chartered in NH

Well Capitalized

Who can join

State government employees (special charter)

Charter #63272Est. 1945RSSD: 124193

Members

53,516

Net Worth Ratio

9.55%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$754.0M

Peer Group 6

Members

53,516

as of latest quarter

Net Worth Ratio

9.55%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 6420, Manchester, NH 03108

Chartered

1945

Branch Locations

10 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$754.0M

Total Shares

$676.8M

Total Loans

$520.3M

Net Worth Ratio

9.55%

≥7% = Well Capitalized

Members

53,516

Delinquency Rate (60d+)

0.30%

$1.6M

Loan-to-share ratio: 76.9%· healthy range 60–80%

Branch Locations

NCUA

Administration

1415 Elm St, Manchester, NH, 03101-1325

9:00-5:00

Main

Manchester Branch

1415 Elm St, Manchester, NH, 03101-1325

9:00-5:00 Monday - Friday

Candia Branch

145 Raymond Rd, Candia, NH, 03034

9:00 - 5:00 Monday - Friday

Drive-thru

Amherst Branch

132 State Route 101A, Amherst, NH, 03031

9:00 - 5:00 Monday-Friday 9:00 - 12:00 Saturday

Drive-thru

Concord Branch

311 Sheep Davis Rd, Concord, NH, 03301-5747

9:00-5:00 Monday through Friday 9:00 - 12:00 Saturday

Drive-thru

Disaster Recovery

311 Sheep Davis Rd, Concord, NH, 03301-5747

Derry Branch

38 Birch St, Derry, NH, 03038

9:00 - 5:00 Monday - Friday 9:00 - 12:00 Saturday

Drive-thru

Tilton Branch

51 Tilton Rd, Tilton, NH, 03276-5232

9:00 - 5:00 Monday-Friday 9:00 - 12:00 Saturday

Drive-thru

Nashua - 190 Broad St

190 Broad St, Nashua, NH, 03063

Monday - Friday 9:00am-5pm Saturday 9:00am-12pm

Drive-thru

Rochester Branch

7 Two Rod Rd, Rochester, NH, 03867-4328

Mon-Fri 9:00-5 Sat 9:00-12

Drive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.