GRACO
Alma, MI · Federal Credit Union · Chartered in MI
Who can join
Employer / occupational group
Members
3,377
Net Worth Ratio
9.52%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$37.6M
Peer Group 3
Members
3,377
as of latest quarter
Net Worth Ratio
9.52%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$37.6M
Total Shares
$33.7M
Total Loans
$15.7M
Net Worth Ratio
9.52%
≥7% = Well Capitalized
Members
3,377
Delinquency Rate (60d+)
0.33%
$52K
Loan-to-share ratio: 46.6%· healthy range 60–80%
Branch Locations
NCUAGraCo FCU
835 W Warwick Dr, Alma, MI, 48801-1147
Monday, Tuesday, Thursday 9:00 AM - 5:30 PM Wednesday 10:00 AM - 5:30 PM Friday 9:00 AM - 7:00 PM (drive thru only 5:30-7) Sat 9 AM - 12 PM (drive thru only)
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/graco" target="_blank" rel="noopener">View GRACO on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.