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GIDEON

Waukegan, IL · Federal Credit Union · Chartered in IL

LICU MDIWell Capitalized

Who can join

Single employer group

Charter #24614Est. 1998RSSD: 2799335

Members

220

Net Worth Ratio

17.00%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$354K

Peer Group 1

Members

220

as of latest quarter

Net Worth Ratio

17.00%

Well Capitalized

Institution Profile

NCUA

Address

1500 Ridgeland Avenue, Waukegan, IL 60085

Chartered

1998

Branch Locations

5 locations

Membership Eligibility

Single employer group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$354K

Total Shares

$293K

Total Loans

$17K

Net Income

$864

Net Worth Ratio

17.00%

≥7% = Well Capitalized

Members

220

Return on Assets

0.24%

annualized · >0.5% healthy

Loan-to-share ratio: 5.9%· healthy range 60–80%

Branch Locations

NCUA

Gideon FCU

1500 W Ridgeland Ave, Waukegan, IL, 60085-2738

Sunday 1-4pm

Main

Disaster Recovery Location

2525 Green Bay Rd, North Chicago, IL, 60064-3012

Location of Records

1305 20th St, North Chicago, IL, 60064-2604

Sunday 1-4

Gideon Baptist Church

1500 W Ridgeland Ave, Waukegan, IL, 60085-2738

Sunday 9-12

GFCU

800 S, Genesee St, Waukegan, IL, 60085-7502

12:00 PM - 06:00 PM TWTS

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.