Fremont, MI · Federal Credit Union · Chartered in MI
Who can join
Community / multiple bond
Members
16,105
Net Worth Ratio
9.98%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$257.8M
Total Shares
$231.4M
Total Loans
$139.1M
Net Income
$247K
Net Worth Ratio
9.98%
≥7% = Well Capitalized
Members
16,105
Return on Assets
0.10%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.27%
$375K
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 192 | 139 | 18 | 72.4% | 9.4% |
| 2022 | 226 | 187 | 16 | 82.7% | 7.1% |
| 2021 | 303 | 235 | 29 | 77.6% | 9.6% |
No CFPB complaint data available for this credit union.
Corporate Office
508 State St, Fremont, MI, 49412
M-Th 8:00 to 5:15 F 7:00 to 5:30
Main Street Branch
1004 W Main St, Fremont, MI, 49412
M to Th 8:00 to 5:15 F 7:00 to 6:00 S 9:00 to 12:00
Newaygo Branch
300 Adams St, Newaygo, MI, 49337-8942
M to Th 9:00 to 5:15 F 9:00 to 6:00 S 9:00 to 12:00
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<a href="https://bankscorer.com/credit-union/gerber" target="_blank" rel="noopener">View GERBER on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 60.1%· healthy range 60–80%