GEORGIA'S OWN
Atlanta, GA · State Credit Union · Chartered in GA
Who can join
State government employees (special charter)
Members
242,144
Net Worth Ratio
10.28%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$4.33B
Peer Group 6
Members
242,144
as of latest quarter
Net Worth Ratio
10.28%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$4.33B
Total Shares
$3.68B
Total Loans
$3.19B
Net Income
$-4,054,769
Net Worth Ratio
10.28%
≥7% = Well Capitalized
Members
242,144
Return on Assets
-0.09%
annualized · >0.5% healthy
Delinquency Rate (60d+)
1.30%
$41.3M
Loan-to-share ratio: 86.7%· healthy range 60–80%
Branch Locations
NCUAHome Office
100 Peachtree St NW, Atlanta, GA, 30303
M-F 8:30 AM to 5:00 PM
East Region - Evans Branch
4339 Washington Rd, Evans, GA, 30809-3939
M, Tu 8:30 AM to 5:30 PMW 8:30 AM to noon Th, Fri 8:30 AM to 6:00 PM
Lilburn Branch
4382 Lawrenceville Hwy NW, Lilburn, GA, 30047-3410
M-Th 9:00 AM to 4:00 PMF 9:00 AM to 5:30 PM
Marietta Branch
401 Cobb Pkwy N, Marietta, GA, 30062-3511
M-Th 9:00 AM to 4:00 PM F 9:00 AM to 5:30 PM
Northlake Branch
1979 Lakeside Pkwy Ste 100, Tucker, GA, 30084-5847
M-Th 9:00 AM to 4:00 PM F 9:00 AM to 5:30 PM
SE Region - Savannah - Mall Blvd.
401 Mall Blvd Ste 101A, Savannah, GA, 31406-4863
M-Th 9:00 AM to 4:00 PM F 9:00 AM to 5:30 PM
Morrow Branch
7197 Jonesboro Rd, Morrow, GA, 30260-2927
M-Th 9:00 AM to 4:00 PMF 9:00 AM to 5:30 PM
Gainesville Branch
475 Dawsonville Hwy Ste F, Gainesville, GA, 30501-2606
M-TH: 9:00 AM to 4:00 PMFR: 9:00 AM to 5:30 PM
Grayson
2437 Loganville Hwy, Grayson, GA, 30017
M-Th 9:00am - 4:00pm F 9:00 am - 5:30pm
Buford
3360 Buford Dr, Buford, GA, 30519
M-Th 9:00 am - 4:00 pm Fri 9:00 am - 5:30 pm
20 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/georgias-own" target="_blank" rel="noopener">View GEORGIA'S OWN on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.