Atlanta, GA · State Credit Union · Chartered in GA
Who can join
State government employees (special charter)
Members
242,144
Net Worth Ratio
10.28%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$4.33B
Total Shares
$3.68B
Total Loans
$3.19B
Net Income
$-4,054,769
Net Worth Ratio
10.28%
≥7% = Well Capitalized
Members
242,144
Return on Assets
-0.09%
annualized · >0.5% healthy
Delinquency Rate (60d+)
1.30%
$41.3M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 4,828 | 2,049 | 1,595 | 42.4% | 33.0% |
| 2022 | 6,827 | 3,650 | 1,854 | 53.5% | 27.2% |
| 2021 | 6,557 | 3,645 | 1,306 | 55.6% | 19.9% |
No CFPB complaint data available for this credit union.
Home Office
100 Peachtree St NW, Atlanta, GA, 30303
M-F 8:30 AM to 5:00 PM
East Region - Evans Branch
4339 Washington Rd, Evans, GA, 30809-3939
M, Tu 8:30 AM to 5:30 PMW 8:30 AM to noon Th, Fri 8:30 AM to 6:00 PM
Lilburn Branch
4382 Lawrenceville Hwy NW, Lilburn, GA, 30047-3410
M-Th 9:00 AM to 4:00 PMF 9:00 AM to 5:30 PM
Marietta Branch
401 Cobb Pkwy N, Marietta, GA, 30062-3511
M-Th 9:00 AM to 4:00 PM F 9:00 AM to 5:30 PM
Northlake Branch
1979 Lakeside Pkwy Ste 100, Tucker, GA, 30084-5847
M-Th 9:00 AM to 4:00 PM F 9:00 AM to 5:30 PM
SE Region - Savannah - Mall Blvd.
401 Mall Blvd Ste 101A, Savannah, GA, 31406-4863
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<a href="https://bankscorer.com/credit-union/georgias-own" target="_blank" rel="noopener">View GEORGIA'S OWN on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 86.7%· healthy range 60–80%
M-Th 9:00 AM to 4:00 PM F 9:00 AM to 5:30 PM
Morrow Branch
7197 Jonesboro Rd, Morrow, GA, 30260-2927
M-Th 9:00 AM to 4:00 PMF 9:00 AM to 5:30 PM
Gainesville Branch
475 Dawsonville Hwy Ste F, Gainesville, GA, 30501-2606
M-TH: 9:00 AM to 4:00 PMFR: 9:00 AM to 5:30 PM
Grayson
2437 Loganville Hwy, Grayson, GA, 30017
M-Th 9:00am - 4:00pm F 9:00 am - 5:30pm
Buford
3360 Buford Dr, Buford, GA, 30519
M-Th 9:00 am - 4:00 pm Fri 9:00 am - 5:30 pm
20 more locations not shown.