Duluth, GA · State Credit Union · Chartered in GA
Who can join
State government employees (special charter)
Members
159,562
Net Worth Ratio
11.03%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$2.50B
Total Shares
$2.13B
Total Loans
$1.77B
Net Income
$6.1M
Net Worth Ratio
11.03%
≥7% = Well Capitalized
Members
159,562
Return on Assets
0.24%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.57%
$10.1M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 2,745 | 1,548 | 715 | 56.4% | 26.1% |
| 2022 | 2,757 | 1,532 | 645 | 55.6% | 23.4% |
| 2021 | 3,196 | 1,593 | 726 | 49.8% | 22.7% |
No CFPB complaint data available for this credit union.
Sugarloaf Office
6705 Sugarloaf Pkwy, Duluth, GA, 30097-4356
M-F: 9:00 AM - 5:00 PM
Dalton - Calhoun St
605 Calhoun St, Dalton, GA, 30721-3302
M-F: 9:00 AM - 5:00 PM
Cumming Office
731 Atlanta Hwy, Cumming, GA, 30040
M-F: 9:00 AM - 5:00 PM
Decatur Office
5173 Panola Industrial Blvd, Decatur, GA, 30035-4010
M-F: 9:00 AM - 5:00 PM
Athens Office
190 Gaines School Rd, Athens, GA, 30605-3118
M-F: 9:00 AM - 5:00 PM
Conyers Office
1381 Milstead Ave NE, Conyers, GA, 30012-3829
M-F: 9:00 AM - 5:00 PM
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<a href="https://bankscorer.com/credit-union/georgia-united" target="_blank" rel="noopener">View GEORGIA UNITED on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 82.8%· healthy range 60–80%
Gwinnett Office
2270 Satellite Blvd, Duluth, GA, 30097-4914
M-F: 9:00 AM - 5:00 PM
Stockbridge Office
430 Country Club Dr, Stockbridge, GA, 30281-7341
M-F: 9:00 AM - 5:00 PM
Dublin Office
2006 Veterans Blvd, Dublin, GA, 31021-3030
M-F: 9:00 AM - 5:00 PM Disaster Recovery location for Network and Server environment
Tucker Office
3824 Lavista Rd, Tucker, GA, 30084-5142
M-F: 9:00 AM - 5:00 PM
5 more locations not shown.