GEORGIA UNITED
Duluth, GA · State Credit Union · Chartered in GA
Who can join
State government employees (special charter)
Members
159,562
Net Worth Ratio
11.03%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$2.50B
Peer Group 6
Members
159,562
as of latest quarter
Net Worth Ratio
11.03%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$2.50B
Total Shares
$2.13B
Total Loans
$1.77B
Net Income
$6.1M
Net Worth Ratio
11.03%
≥7% = Well Capitalized
Members
159,562
Return on Assets
0.24%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.57%
$10.1M
Loan-to-share ratio: 82.8%· healthy range 60–80%
Branch Locations
NCUASugarloaf Office
6705 Sugarloaf Pkwy, Duluth, GA, 30097-4356
M-F: 9:00 AM - 5:00 PM
Dalton - Calhoun St
605 Calhoun St, Dalton, GA, 30721-3302
M-F: 9:00 AM - 5:00 PM
Cumming Office
731 Atlanta Hwy, Cumming, GA, 30040
M-F: 9:00 AM - 5:00 PM
Decatur Office
5173 Panola Industrial Blvd, Decatur, GA, 30035-4010
M-F: 9:00 AM - 5:00 PM
Athens Office
190 Gaines School Rd, Athens, GA, 30605-3118
M-F: 9:00 AM - 5:00 PM
Conyers Office
1381 Milstead Ave NE, Conyers, GA, 30012-3829
M-F: 9:00 AM - 5:00 PM
Gwinnett Office
2270 Satellite Blvd, Duluth, GA, 30097-4914
M-F: 9:00 AM - 5:00 PM
Stockbridge Office
430 Country Club Dr, Stockbridge, GA, 30281-7341
M-F: 9:00 AM - 5:00 PM
Dublin Office
2006 Veterans Blvd, Dublin, GA, 31021-3030
M-F: 9:00 AM - 5:00 PM Disaster Recovery location for Network and Server environment
Tucker Office
3824 Lavista Rd, Tucker, GA, 30084-5142
M-F: 9:00 AM - 5:00 PM
5 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/georgia-united" target="_blank" rel="noopener">View GEORGIA UNITED on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.