Savannah, GA · Federal Credit Union · Chartered in GA
Who can join
Employer / occupational group
Members
15,224
Net Worth Ratio
10.57%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$158.7M
Total Shares
$139.7M
Total Loans
$101.3M
Net Worth Ratio
10.57%
≥7% = Well Capitalized
Members
15,224
Delinquency Rate (60d+)
0.15%
$149K
Loan-to-share ratio: 72.5%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 99 | 62 | 24 | 62.6% | 24.2% |
| 2022 | 128 | 93 | 17 | 72.7% | 13.3% |
| 2021 | 67 | 44 | 12 | 65.7% | 17.9% |
No CFPB complaint data available for this credit union.
MAIN OFFICE
1085 W Lathrop Ave, Savannah, GA, 31415
9:00 AM TO 5:00 PM M-F 8:30 AM TO 5:30 PM F Drive Thru
Pooler Branch
102 Park Ave, Pooler, GA, 31322
Mon-Thu 9:00 AM to 5:00 PM, Fri 9:00 AM to 5:30 PM.
Stephenson Branch
200 Stephenson Ave Ste 100, Savannah, GA, 31405-5492
Mon-Thur 9:00AM to 5:00 PM, Fri 9:00 AM to 5:30 PM
Rincon Branch
5745 GA Highway 21 S, Rincon, GA, 31326-5554
Mon- Thurs 9:00am to 5:00 pm Fri 9:00am to 5:30 pm
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<a href="https://bankscorer.com/credit-union/georgia-heritage" target="_blank" rel="noopener">View GEORGIA HERITAGE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.