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GENERATIONS

Rockford, IL · State Credit Union · Chartered in IL

LICUWell Capitalized

Who can join

State government employees (special charter)

Charter #60429Est. 1944RSSD: 571498

Members

2,094

Net Worth Ratio

15.66%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$23.1M

Peer Group 3

Members

2,094

as of latest quarter

Net Worth Ratio

15.66%

Well Capitalized

Institution Profile

NCUA

Address

5618 Harrison Ave, Rockford, IL 61108

Chartered

1944

Branch Locations

3 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$23.1M

Total Shares

$19.3M

Total Loans

$9.8M

Net Income

$49K

Net Worth Ratio

15.66%

≥7% = Well Capitalized

Members

2,094

Return on Assets

0.21%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.27%

$26K

Loan-to-share ratio: 50.7%· healthy range 60–80%

Branch Locations

NCUA

Harrison Ave-Main Office

5618 Harrison Ave, Rockford, IL, 61108

M,T,TH = 8:30 - 5 W = 8:30 - noon F = 8:30 - 6 S = 8:30 - noon

MainATMDrive-thru

Co-op Shared Branching Network

5618 Harrison Ave, Rockford, IL, 61108

Various

ATMDrive-thru

Illinois State Credit Union

5305 N 2nd St, Loves Park, IL, 61111

M,T,TH,F 9am-4pm, W 11am-4pm, S 9am-1pm

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.