Waco, TX · Federal Credit Union · Chartered in TX
Who can join
Employer / occupational group
Members
38,363
Net Worth Ratio
13.84%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$490.9M
Total Shares
$420.3M
Total Loans
$228.9M
Net Worth Ratio
13.84%
≥7% = Well Capitalized
Members
38,363
Delinquency Rate (60d+)
0.21%
$481K
Loan-to-share ratio: 54.5%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 162 | 36 | 74 | 22.2% | 45.7% |
| 2022 | 106 | 31 | 46 | 29.3% | 43.4% |
| 2021 | 192 | 60 | 56 | 31.3% | 29.2% |
No CFPB complaint data available for this credit union.
Valley Mills
731 N Valley Mills Dr, Waco, TX, 76710-4848
9-5 Monday-Thursday 9-6 Friday 9-1 Saturday
Lufkin
1402 S John Redditt Dr, Lufkin, TX, 75904-4826
9-5 Monday-Thrusday 9-6 Friday 9-1 Saturday
Woodway
105 Archway Dr, Woodway, TX, 76712-6104
9-5 Monday-Thursday 9-6 Friday 9-1 Saturday
Northeast
1500 N Loop 340, Waco, TX, 76705-2494
9-5 Monday-Thursday 9-6 Friday 9-1 Saturday
Lorena
230 N Frontage Rd, Lorena, TX, 76655
9-5 Monday-Thursday 9-6 Friday
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<a href="https://bankscorer.com/credit-union/genco" target="_blank" rel="noopener">View GENCO on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.