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GARY MUNICIPAL EMPLOYEES

Gary, IN · Federal Credit Union · Chartered in IN

LICU MDIWell Capitalized

Who can join

Federal government employees

Charter #16126Est. 1964RSSD: 446082

Members

135

Net Worth Ratio

39.79%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$544K

Peer Group 1

Members

135

as of latest quarter

Net Worth Ratio

39.79%

Well Capitalized

Institution Profile

NCUA

Address

401 Broadway, Room B1, Gary, IN 46402

Chartered

1964

Branch Locations

1 location

Membership Eligibility

Federal government employees

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$544K

Total Shares

$319K

Total Loans

$126K

Net Income

$-4,147

Net Worth Ratio

39.79%

≥7% = Well Capitalized

Members

135

Return on Assets

-0.76%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.54%

$684

Loan-to-share ratio: 39.6%· healthy range 60–80%

Branch Locations

NCUA

Gary Municipal Employee Federal Credit Union - City Hall

401 Broadway, Gary, IN, 46402

Monday - Friday 4:30 pm - 6:00 pm Telephone Daily

Main

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.