🏦Bank Scorer

GARLAND COUNTY EDUCATORS

Hot Springs, AR · Federal Credit Union · Chartered in AR

LICUWell Capitalized

Who can join

Community — open geographic area

Charter #18814Est. 1968RSSD: 223788

Members

730

Net Worth Ratio

17.47%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$5.2M

Peer Group 2

Members

730

as of latest quarter

Net Worth Ratio

17.47%

Well Capitalized

Institution Profile

NCUA

Address

190 Aviation Plz Ste E, Hot Springs, AR 71913-5531

Chartered

1968

Branch Locations

2 locations

Membership Eligibility

Community — open geographic area

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$5.2M

Total Shares

$4.3M

Total Loans

$3.0M

Net Worth Ratio

17.47%

≥7% = Well Capitalized

Members

730

Delinquency Rate (60d+)

1.95%

$59K

Loan-to-share ratio: 70.0%· healthy range 60–80%

Branch Locations

NCUA

Garland County Educators Federal Credit Union

190 Aviation Plz Ste E, Hot Springs, AR, 71913-5531

9:30 - 4:30

Main

Bank OZK

401 Section Line Rd, Hot Springs, AR, 71913

M-F 8:00 to 5:00

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

Embed This Profile

Copy the snippet below to embed a link to this profile on your website.

<a href="https://bankscorer.com/credit-union/garland-county-educators" target="_blank" rel="noopener">View GARLAND COUNTY EDUCATORS on Bank Scorer</a>

Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.