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GARDINER

Gardiner, ME · Federal Credit Union · Chartered in ME

Well Capitalized

Who can join

Employer / occupational group

Charter #8367Est. 1953RSSD: 469184

Members

5,489

Net Worth Ratio

15.76%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$98.6M

Peer Group 4

Members

5,489

as of latest quarter

Net Worth Ratio

15.76%

Well Capitalized

Institution Profile

NCUA

Address

420 Brunswick Ave, Gardiner, ME 04345-2836

Chartered

1953

Branch Locations

3 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$98.6M

Total Shares

$82.4M

Total Loans

$56.3M

Net Worth Ratio

15.76%

≥7% = Well Capitalized

Members

5,489

Delinquency Rate (60d+)

0.05%

$28K

Loan-to-share ratio: 68.2%· healthy range 60–80%

Branch Locations

NCUA

Brunswick Avenue

420 Brunswick Ave, Gardiner, ME, 04345-2836

Monday, Tuesday, Thursday & Friday 8am-5pm Wednesday 9am-5pm

MainATMDrive-thru

Maine Credit Union League

2 Ledgeview Dr, Westbrook, ME, 04092-3939

KV FCU

316 W River Rd, Augusta, ME, 04330-3992

8:00-5:00

ATM

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.