GARDEN ISLAND
Lihue, HI · Federal Credit Union · Chartered in HI
Who can join
Employer / occupational group
Members
7,279
Net Worth Ratio
13.65%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$125.7M
Peer Group 5
Members
7,279
as of latest quarter
Net Worth Ratio
13.65%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$125.7M
Total Shares
$108.9M
Total Loans
$62.8M
Net Income
$83K
Net Worth Ratio
13.65%
≥7% = Well Capitalized
Members
7,279
Return on Assets
0.07%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.93%
$582K
Loan-to-share ratio: 57.7%· healthy range 60–80%
Branch Locations
NCUAGarden Island Federal Credit Union
2973 Kele St, Lihue, HI, 96766
M-Th 8:30am-4:30 pm, F 8:30am-5:30 pm
EPL
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242-4879
Garden Island FCU - Koloa Branch
3417 Poipu Rd # 701, Koloa, HI, 96756-8517
Monday - Thursday: 8am - 4:30pmFriday: 8:30am - 5:30pm
Garden Island FCU - Kapaa Branch
4-1105 Kuhio Hwy Ste A2, Kapaa, HI, 96746
Monday - Thursday: 8:00am-4:30pm Friday: 8:30 am - 5:30 pm
Mortgage Lending (HMDA)
No HMDA mortgage lending data on record for this credit union.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/garden-island" target="_blank" rel="noopener">View GARDEN ISLAND on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.