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FRONT ROYAL

Front Royal, VA · Federal Credit Union · Chartered in VA

Well Capitalized

Who can join

Employer / occupational group

Charter #6084Est. 1949RSSD: 172886

Members

5,412

Net Worth Ratio

16.63%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$86.5M

Peer Group 4

Members

5,412

as of latest quarter

Net Worth Ratio

16.63%

Well Capitalized

Institution Profile

NCUA

Address

230 N Royal Ave, Front Royal, VA 22630-2616

Chartered

1949

Branch Locations

3 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$86.5M

Total Shares

$71.9M

Total Loans

$21.0M

Net Worth Ratio

16.63%

≥7% = Well Capitalized

Members

5,412

Delinquency Rate (60d+)

0.10%

$21K

Loan-to-share ratio: 29.2%· healthy range 60–80%

Branch Locations

NCUA

Front Royal FCU

230 N Royal Ave, Front Royal, VA, 22630-2616

8-5

Main

Front Royal FCU

230 N Royal Ave, Front Royal, VA, 22630-2616

8-5

ATM

Front Royal FCU

113 South St, Front Royal, VA, 22630-2221

8-5

ATM

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.