🏦Bank Scorer

FRIO COUNTY

Pearsall, TX · Federal Credit Union · Chartered in TX

Well Capitalized

Who can join

Employer / occupational group

Charter #20267Est. 1970RSSD: 538781

Members

1,668

Net Worth Ratio

37.23%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$5.3M

Peer Group 2

Members

1,668

as of latest quarter

Net Worth Ratio

37.23%

Well Capitalized

Institution Profile

NCUA

Address

114 S Oak St, Pearsall, TX 78061-3220

Chartered

1970

Branch Locations

3 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$5.3M

Total Shares

$3.3M

Total Loans

$4.4M

Net Income

$-43,074

Net Worth Ratio

37.23%

≥7% = Well Capitalized

Members

1,668

Return on Assets

-0.81%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.25%

$11K

Loan-to-share ratio: 130.4%· healthy range 60–80%

Branch Locations

NCUA

Credit Union/Main Office

114 S Oak St, Pearsall, TX, 78061-3220

9:00 a.m. - 5:00 p.m.

Main

CreditUnion/DR

314 N Moreno St, Pearsall, TX, 78061-1835

9:00 a.m. - 5:00 p.m.

Belinda Gonzales/VR

314 N Moreno St, Pearsall, TX, 78061-1835

9:00 a.m. - 5:00 p.m.

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.