Mount Clemens, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
22,081
Net Worth Ratio
9.44%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$351.3M
Total Shares
$314.4M
Total Loans
$212.7M
Net Income
$252K
Net Worth Ratio
9.44%
≥7% = Well Capitalized
Members
22,081
Return on Assets
0.07%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.31%
$650K
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 67 | 21 | 28 | 31.3% | 41.8% |
| 2022 | 153 | 43 | 91 | 28.1% | 59.5% |
| 2021 | 281 | 119 | 88 | 42.4% | 31.3% |
No CFPB complaint data available for this credit union.
Clinton Township
37570 S Gratiot Ave, Clinton Township, MI, 48036
9AM to 5PM Mon, Tues, Thur, Fri 10AM to 5PM Wed Saturday 9AM-1PM 9AM to 1PM Sat
Selfridge
44200 N Jefferson Ave # 715, Selfridge ANGB, MI, 48045-5263
Monday - Closed Tuesday, Thursday, Friday 9AM-5PM Wednesday 10AM-5PM Saturday Closed
Sterling
34642 Van Dyke Ave, Sterling Heights, MI, 48312
9AM to 5PM Mon, Tues, Thur, Fri 10AM to 5PM Wed Saturday Closed 9AM to 1PM Sat
Chesterfield
47011 Sugarbush Rd, Chesterfield, MI, 48047
9AM to 5PM Mon, Tues, Thur, Fri 10AM to 5PM Wed Saturday Closed 9AM to 1PM Sat
Saint Clair Shores
22500 E 9 Mile Rd, Saint clair shores, MI, 48080
Monday, Tuesday, Thursday, Friday 9am - 5pm Wednesday 10:00am - 5pm Saturday 9am - 1pm
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<a href="https://bankscorer.com/credit-union/freestar-financial" target="_blank" rel="noopener">View FREESTAR FINANCIAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 67.7%· healthy range 60–80%
Shelby Township
56350 Van Dyke Ave, Shelby township, MI, 48316
Monday, Tuesday, Thursday, Friday 9am - 5pm Wednesday 10:30am - 5pm Saturday - Closed
Richmond
10636 Gratiot Ave, Casco, MI, 48064
Monday, Tuesday, Thursday, Friday 9am - 5pm Wednesday 10am - 5pm Saturday CLOSED
Eastpointe
22544 Gratiot Ave, Eastpointe, MI, 48021-2312
9AM to 5PM Mon, Tues, Thur, Fri 10AM to 5PM Wed Saturday Closed 9AM to 1PM Sat