FOREST AREA
Fife Lake, MI · Federal Credit Union · Chartered in MI
Who can join
Community / multiple bond
Members
21,325
Net Worth Ratio
12.30%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$317.9M
Peer Group 5
Members
21,325
as of latest quarter
Net Worth Ratio
12.30%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$317.9M
Total Shares
$278.7M
Total Loans
$194.8M
Net Worth Ratio
12.30%
≥7% = Well Capitalized
Members
21,325
Delinquency Rate (60d+)
0.98%
$1.9M
Loan-to-share ratio: 69.9%· healthy range 60–80%
Branch Locations
NCUAMain Office
6954 US Highway 131, Fife Lake, MI, 49633-9765
M-F 8am-5pm
Manton
314 W Main St, Manton, MI, 49663-8050
M-Th: 8:30am - 5:00pm Fri: 8:30am - 5:30pm Sat: 9:00am - 1:00pm
Kingsley
6966 Cougar Trl, Kingsley, MI, 49649-8302
M-Th: 8:30am - 5:00pm Fri: 8:30am - 5:30pm Sat: 9:00am - 1:00pm
Kalkaska
409 W Mile Rd NW, Kalkaska, MI, 49646-8914
M-Th: 8:30am - 5:00pm Fri: 8:30am - 5:30pm Sat: 9:00am - 1:00pm
Lake City
101 N Main St, Lake City, MI, 49651
M-Th: 8:30am - 5:00pm Fri: 8:30am - 5:30pm Sat: 9:00am - 1:00pm
Mesick
101 Mesick Ave, Mesick, MI, 49668
M-Th: 8:30am - 5:00pm Fri: 8:30am - 5:30pm Sat: 9:00am - 1:00pm
Fife Lake
638 Boyd St, Fife Lake, MI, 49633-9333
M-Th: 8:30am - 5:00pm Fri: 8:30am - 5:30pm Sat: 9:00am - 1:00pm
Cadillac
9100 E 34 Rd, Cadillac, MI, 49601-8851
M-Th: 8:30am - 5:00pm Fri: 8:30am - 5:30pm Sat: 9:00am - 1:00pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/forest-area" target="_blank" rel="noopener">View FOREST AREA on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.