FIRST TRUST
Michigan City, IN · State Credit Union · Chartered in IN
Who can join
State government employees (special charter)
Members
15,060
Net Worth Ratio
13.03%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$192.6M
Peer Group 5
Members
15,060
as of latest quarter
Net Worth Ratio
13.03%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$192.6M
Total Shares
$167.0M
Total Loans
$51.7M
Net Worth Ratio
13.03%
≥7% = Well Capitalized
Members
15,060
Delinquency Rate (60d+)
1.10%
$571K
Loan-to-share ratio: 30.9%· healthy range 60–80%
Branch Locations
NCUAFirst Trust Federal Credit
950 E US Highway 20, Michigan City, IN, 46360-7470
8:00 to 5:30 Mon to Thur. 8:00 to 6:00 Fri. 9:00 to 12:00
First Trust Credit Union
402 J St, La Porte, IN, 46350
8:30 to 5:30 Mon to Thur. 8:00 to 6:00 Fri. 9:00 to 12:00 Sat.
First Trust Credit Union
1404 Lincolnway, Valparaiso, IN, 46383-5826
8:00 to 5:30 Mon to Thurs. 8:00 to 6:00 Fri. 9:00 to 12:00 Sat.
First Trust Credit Union
4259 W State Road 10, Wheatfield, IN, 46392-7007
8:30 to 5:30 Mon. to Thur. 8:30 to 6:00 Fri. 9:00 to 12:00 Sat.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/first-trust" target="_blank" rel="noopener">View FIRST TRUST on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.