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FIRST PACE

West St Paul, MN · State Credit Union · Chartered in MN

Well Capitalized

Who can join

State government employees (special charter)

Charter #64089Est. 1963RSSD: 372293

Members

885

Net Worth Ratio

18.79%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$8.8M

Peer Group 2

Members

885

as of latest quarter

Net Worth Ratio

18.79%

Well Capitalized

Institution Profile

NCUA

Address

161 Marie Ave E, West St Paul, MN 55118-4004

Chartered

1963

Branch Locations

3 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$8.8M

Total Shares

$7.2M

Total Loans

$5.7M

Net Income

$-14,502

Net Worth Ratio

18.79%

≥7% = Well Capitalized

Members

885

Return on Assets

-0.16%

annualized · >0.5% healthy

Loan-to-share ratio: 79.0%· healthy range 60–80%

Branch Locations

NCUA

FIRST PACE Credit Union

161 Marie Ave E, West St Paul, MN, 55118-4004

M-W-F 10:00am - 5:00pm T-Th 10:00am - 2:00pm

Main

MN Catholic Credit Union

400 Little Canada Rd E, Little Canada, MN, 55117

Heartland Credit Union

5500 S Robert Trl, Inver Grove Heights, MN, 55077

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.