FIRST NRV
Radford, VA · Federal Credit Union · Chartered in VA
Who can join
Community / multiple bond
Members
2,724
Net Worth Ratio
8.90%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$39.3M
Peer Group 3
Members
2,724
as of latest quarter
Net Worth Ratio
8.90%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$39.3M
Total Shares
$35.7M
Total Loans
$23.2M
Net Income
$34K
Net Worth Ratio
8.90%
≥7% = Well Capitalized
Members
2,724
Return on Assets
0.09%
annualized · >0.5% healthy
Delinquency Rate (60d+)
1.20%
$279K
Loan-to-share ratio: 64.9%· healthy range 60–80%
Branch Locations
NCUAFirst NRV Federal Credit Union
900 W Main St, Radford, VA, 24141-1597
Lobby M-F 8-5 DT M-T 8-5 Fri 8-6
Commerical Business Systems
105 E Walnut St, Goldsboro, NC, 27530-3648
First NRV Federal Credit Union
205 Oak St, Hillsville, VA, 24343
2 hours per week
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/first-nrv" target="_blank" rel="noopener">View FIRST NRV on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.