Chicago, IL · State Credit Union · Chartered in IL
Who can join
State government employees (special charter)
Members
21,345
Net Worth Ratio
10.47%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$335.0M
Total Shares
$292.8M
Total Loans
$228.1M
Net Income
$588K
Net Worth Ratio
10.47%
≥7% = Well Capitalized
Members
21,345
Return on Assets
0.18%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.53%
$1.2M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 477 | 335 | 46 | 70.2% | 9.6% |
| 2022 | 475 | 336 | 50 | 70.7% | 10.5% |
| 2021 | 788 | 643 | 41 | 81.6% | 5.2% |
No CFPB complaint data available for this credit union.
01 - Monroe
230 W Monroe St, Chicago, IL, 60606
Mon, Tue, Thu, Fri - 8:00 to 4:30 Wed - 9:30 to 4:30
02 - Show Place
104 N Show Place Dr, Rockford, IL, 61107
Mon, Tue, Thu - 8:30 - 5:00 Wed - 9:30 - 5:00 Fri - 8:30 - 6:00 Sat - 9:00 - 12:00
03 - Streeterville
541 N Fairbanks Ct, Chicago, IL, 60611
Mon, Tue, Thu, Fri - 8:00 - 4:30 Wed - 9:30 - 4:30
04 - Evanston
1705 Sherman Ave, Evanston, IL, 60201
Mon, Tue, Thu - 8:30 - 5:00 Wed - 9:30 - 5:00 Fri - 8:30 - 6:00 Sat - 9:00 - 12:00
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<a href="https://bankscorer.com/credit-union/first-northern" target="_blank" rel="noopener">View FIRST NORTHERN on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 77.9%· healthy range 60–80%