🏦Bank Scorer

FIRST COUNTY

Muncie, IN · Federal Credit Union · Chartered in IN

LICUWell Capitalized

Who can join

Employer / occupational group

Charter #14163Est. 1961RSSD: 400486

Members

3,208

Net Worth Ratio

10.22%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$34.4M

Peer Group 3

Members

3,208

as of latest quarter

Net Worth Ratio

10.22%

Well Capitalized

Institution Profile

NCUA

Address

1100 W 11th St, Muncie, IN 47302

Chartered

1961

Branch Locations

2 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$34.4M

Total Shares

$30.8M

Total Loans

$14.4M

Net Worth Ratio

10.22%

≥7% = Well Capitalized

Members

3,208

Delinquency Rate (60d+)

0.45%

$65K

Loan-to-share ratio: 46.6%· healthy range 60–80%

Branch Locations

NCUA

Main Office-1100 W 11th St

1100 W 11th St, Muncie, IN, 47302-2232

Monday 8:30-5:00, Tuesday 8:30-5:00, Wednesday 9:00-5:00, Thursday 8:30-5:00, Friday 8:30-6:00, Saturday 9:00-12:00

MainATMDrive-thru

Elm Street Branch

1805 N Elm St, Muncie, IN, 47303-2104

Monday - Friday 8:00am to 5:00pm.Closed Federal holidays

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.