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FIRST COMMUNITY CU OF BELOIT

Beloit, WI · State Credit Union · Chartered in WI

LICUWell Capitalized

Who can join

State government employees (special charter)

Charter #67214Est. 1933RSSD: 914796

Members

33,845

Net Worth Ratio

10.16%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$421.3M

Peer Group 5

Members

33,845

as of latest quarter

Net Worth Ratio

10.16%

Well Capitalized

Institution Profile

NCUA

Address

1702 Park Ave, Beloit, WI 53511

Chartered

1933

Branch Locations

9 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$421.3M

Total Shares

$359.9M

Total Loans

$364.5M

Net Income

$839K

Net Worth Ratio

10.16%

≥7% = Well Capitalized

Members

33,845

Return on Assets

0.20%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.50%

$1.8M

Loan-to-share ratio: 101.3%· healthy range 60–80%

Branch Locations

NCUA

Main Office

1702 Park Ave, Beloit, WI, 53511

M -Th 7:30 - 5:00 Fr 7:30 - 6:00 Sa 7:30 - 12:00

MainATMDrive-thru

Rockford Branch

6079 E Riverside Blvd, Rockford, IL, 61114-4413

M - Th 7:30 - 5:00 Fr 7:30 - 5:00 Sa 7:30 - 12:00

ATMDrive-thru

Monroe Branch

140 W 7th St, Monroe, WI, 53566

M - Th 7:30 - 5:00 Fr 7:30 - 6:00 Sa 7:30 - 12:00

ATMDrive-thru

Janesville Branch

2701 N Pontiac Dr, Janesville, WI, 53545

M - Th 8: - 5:00 F 8:00 - 6:00 Sa 8:00 - 12:00

ATMDrive-thru

Roscoe Branch

5390 Williams Dr, Roscoe, IL, 61073

9-5 Monday to Thursday9-6 Friday9-12 Saturday

ATMDrive-thru

Willowbrook Branch

1555 Willowbrook Rd, Beloit, WI, 53511

8am-5pm

ATMDrive-thru

Rockford State

4615 E State St, Rockford, IL, 61108-2100

9-5

ATMDrive-thru

Belvidere

782 Beloit Rd, Belvidere, IL, 61008-1745

9-5

Freeport Branch

1550 W Galena Ave, Freeport, IL, 61032

8-5pm

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.