Beloit, WI · State Credit Union · Chartered in WI
Who can join
State government employees (special charter)
Members
33,845
Net Worth Ratio
10.16%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$421.3M
Total Shares
$359.9M
Total Loans
$364.5M
Net Income
$839K
Net Worth Ratio
10.16%
≥7% = Well Capitalized
Members
33,845
Return on Assets
0.20%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.50%
$1.8M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 256 | 190 | 29 | 74.2% | 11.3% |
| 2022 | 245 | 167 | 32 | 68.2% | 13.1% |
| 2021 | 457 | 335 | 33 | 73.3% | 7.2% |
No CFPB complaint data available for this credit union.
Main Office
1702 Park Ave, Beloit, WI, 53511
M -Th 7:30 - 5:00 Fr 7:30 - 6:00 Sa 7:30 - 12:00
Rockford Branch
6079 E Riverside Blvd, Rockford, IL, 61114-4413
M - Th 7:30 - 5:00 Fr 7:30 - 5:00 Sa 7:30 - 12:00
Monroe Branch
140 W 7th St, Monroe, WI, 53566
M - Th 7:30 - 5:00 Fr 7:30 - 6:00 Sa 7:30 - 12:00
Janesville Branch
2701 N Pontiac Dr, Janesville, WI, 53545
M - Th 8: - 5:00 F 8:00 - 6:00 Sa 8:00 - 12:00
Roscoe Branch
5390 Williams Dr, Roscoe, IL, 61073
9-5 Monday to Thursday9-6 Friday9-12 Saturday
Willowbrook Branch
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<a href="https://bankscorer.com/credit-union/first-community-cu-of-beloit" target="_blank" rel="noopener">View FIRST COMMUNITY CU OF BELOIT on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 101.3%· healthy range 60–80%
1555 Willowbrook Rd, Beloit, WI, 53511
8am-5pm
Rockford State
4615 E State St, Rockford, IL, 61108-2100
9-5
Belvidere
782 Beloit Rd, Belvidere, IL, 61008-1745
9-5
Freeport Branch
1550 W Galena Ave, Freeport, IL, 61032
8-5pm