FIRST CHOICE COMMUNITY
Knoxville, TN · State Credit Union · Chartered in TN
Who can join
State government employees (special charter)
Members
3,557
Net Worth Ratio
16.22%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$48.5M
Peer Group 3
Members
3,557
as of latest quarter
Net Worth Ratio
16.22%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$48.5M
Total Shares
$40.4M
Total Loans
$19.9M
Net Income
$153K
Net Worth Ratio
16.22%
≥7% = Well Capitalized
Members
3,557
Return on Assets
0.31%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.68%
$136K
Loan-to-share ratio: 49.2%· healthy range 60–80%
Branch Locations
NCUAFirst Choice Community Credit Union
100 N 17th St, Knoxville, TN, 37921-6750
9:00 - 5:00 Mon-Fri
First Choice Comm-Mascot
9440 Mascot Rd, Mascot, TN, 37806-2121
9:00 - 5:00 Mon-Fri
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
Embed This Profile
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/first-choice-community" target="_blank" rel="noopener">View FIRST CHOICE COMMUNITY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.