FIRST CHOICE AMERICA COMMUNITY
Weirton, WV · Federal Credit Union · Chartered in WV
Who can join
Employer / occupational group
Members
30,677
Net Worth Ratio
17.95%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$704.4M
Peer Group 6
Members
30,677
as of latest quarter
Net Worth Ratio
17.95%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$704.4M
Total Shares
$575.7M
Total Loans
$135.6M
Net Worth Ratio
17.95%
≥7% = Well Capitalized
Members
30,677
Delinquency Rate (60d+)
0.06%
$88K
Loan-to-share ratio: 23.6%· healthy range 60–80%
Branch Locations
NCUAMain Office
3501 Main St, Weirton, WV, 26062
8:30 - 5:00
Three Springs Drive
370 Three Springs Dr, Weirton, WV, 26062
8:00 - 7:00
Steubenville Office
1835 Sunset Blvd, Steubenville, OH, 43952
8:00 - 7:00
Chester Office
300 Carolina Ave, Chester, WV, 26034
8:30 - 5:30
Wintersville Office
762 Canton Rd, Wintersville, OH, 43953
8:00 - 6:00
Wheeling Office
1990 Chapline St, Wheeling, WV, 26003
8:00 - 5:00
Elm Grove Office
1A Elm Grove Crossing Mall, Wheeling, WV, 26003
8:30 - 6:00
Medical Park Office
1 Medical Park, Wheeling, WV, 26003
8:00 - 4:00
Mortgage Lending (HMDA)
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 60 | 54 | 4 | 90.0% | 6.7% |
| 2022 | 141 | 119 | 14 | 84.4% | 9.9% |
| 2021 | 157 | 132 | 16 | 84.1% | 10.2% |
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/first-choice-america-community" target="_blank" rel="noopener">View FIRST CHOICE AMERICA COMMUNITY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.