New Castle, PA · Federal Credit Union · Chartered in PA
Who can join
Multiple select employee groups
Members
9,534
Net Worth Ratio
12.24%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$93.9M
Total Shares
$81.6M
Total Loans
$54.0M
Net Worth Ratio
12.24%
≥7% = Well Capitalized
Members
9,534
Delinquency Rate (60d+)
0.96%
$520K
Loan-to-share ratio: 66.2%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 108 | 51 | 57 | 47.2% | 52.8% |
| 2022 | 116 | 63 | 53 | 54.3% | 45.7% |
Last 12 Months
1
Since 2018
27
all complaints on record
Monetary Relief
22%
% of complaints with monetary relief
Untimely Response
37%
% exceeding 15-day window
Monthly Complaints (2021–present)
Data through Oct 2025.Last 12 months shown — upgrade for full history.
First Choice FCU
2209 W State St, New Castle, PA, 16101-1138
M - F 8:30 am - 4:30 pm
GBS
1035 N Meridian Rd, Youngstown, OH, 44509-1016
SCA Federal Credit Union
2656 Ellwood Rd, New Castle, PA, 16101-6282
M - F 9:00 am - 4:30 pm S 9:00 am - 12:00 pm
First Choice FCU
2810 Wilmington Rd, New Castle, PA, 16105-1232
M-F 9:30am to 4:30pm S 9am to 12pmDrive Thru M-F 8:30am to 4:30pm S 9am-12pm
First Choice FCU
1144 Butler Ave, New Castle, PA, 16101-4264
8:30 am to 4:30 pm M-W and F8:30 am to 6:00 pm R
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/first-choice" target="_blank" rel="noopener">View FIRST CHOICE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
'22
'23
'24
'25
2021–2025 locked
Full 2021–present history available — see pricing from $14/mo.