York, PA · Federal Credit Union · Chartered in PA
Who can join
Multiple employer groups
Members
21,316
Net Worth Ratio
11.81%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$370.7M
Total Shares
$325.4M
Total Loans
$198.6M
Net Worth Ratio
11.81%
≥7% = Well Capitalized
Members
21,316
Delinquency Rate (60d+)
0.14%
$277K
Loan-to-share ratio: 61.0%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 611 | 393 | 135 | 64.3% | 22.1% |
| 2022 | 458 | 328 | 74 | 71.6% | 16.2% |
| 2021 | 551 | 395 | 90 | 71.7% | 16.3% |
No CFPB complaint data available for this credit union.
Main Office
1601 Kenneth Rd, York, PA, 17408-2228
MTW 8:00-5:00; RF 8:00-6:00 Sat - 9:00-12:00
South York
2602 Course Rd, York, PA, 17402
MTW 8:00-5:00; RF 8:00-6:00 Sat - 9:00-12:00
East York-Eastern Blvd
2801 Eastern Blvd, York, PA, 17402
MTW 8:00-5:00; RF 8:00-6:00 Sat - 9:00-12:00
Eagles Nest
4500 Intermediate Ave, Dover, PA, 17315
Thursday, Friday 11:00-2:00
Manchester Branch
4157 N George Street Ext, Manchester, PA, 17345-1311
MTW 8:00-5:00; RF 8:00-6:00 Sat - 9:00-12:00
Bulldog Branch
1800 Bannister St, York, PA, 17404
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<a href="https://bankscorer.com/credit-union/first-capital" target="_blank" rel="noopener">View FIRST CAPITAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Tuesday and Wednesday 11:00-2:00