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FIRST CAPITAL

York, PA · Federal Credit Union · Chartered in PA

Well Capitalized

Who can join

Multiple employer groups

Charter #24490Est. 1954RSSD: 289999

Members

21,316

Net Worth Ratio

11.81%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$370.7M

Peer Group 5

Members

21,316

as of latest quarter

Net Worth Ratio

11.81%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 7746, York, PA 17404-0746

Chartered

1954

Branch Locations

6 locations

Membership Eligibility

Multiple employer groups

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$370.7M

Total Shares

$325.4M

Total Loans

$198.6M

Net Worth Ratio

11.81%

≥7% = Well Capitalized

Members

21,316

Delinquency Rate (60d+)

0.14%

$277K

Loan-to-share ratio: 61.0%· healthy range 60–80%

Branch Locations

NCUA

Main Office

1601 Kenneth Rd, York, PA, 17408-2228

MTW 8:00-5:00; RF 8:00-6:00 Sat - 9:00-12:00

MainATMDrive-thru

South York

2602 Course Rd, York, PA, 17402

MTW 8:00-5:00; RF 8:00-6:00 Sat - 9:00-12:00

ATMDrive-thru

East York-Eastern Blvd

2801 Eastern Blvd, York, PA, 17402

MTW 8:00-5:00; RF 8:00-6:00 Sat - 9:00-12:00

ATMDrive-thru

Eagles Nest

4500 Intermediate Ave, Dover, PA, 17315

Thursday, Friday 11:00-2:00

Manchester Branch

4157 N George Street Ext, Manchester, PA, 17345-1311

MTW 8:00-5:00; RF 8:00-6:00 Sat - 9:00-12:00

ATMDrive-thru

Bulldog Branch

1800 Bannister St, York, PA, 17404

Tuesday and Wednesday 11:00-2:00

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.