FIRST CAPITAL
York, PA · Federal Credit Union · Chartered in PA
Who can join
Multiple employer groups
Members
21,316
Net Worth Ratio
11.81%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$370.7M
Peer Group 5
Members
21,316
as of latest quarter
Net Worth Ratio
11.81%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$370.7M
Total Shares
$325.4M
Total Loans
$198.6M
Net Worth Ratio
11.81%
≥7% = Well Capitalized
Members
21,316
Delinquency Rate (60d+)
0.14%
$277K
Loan-to-share ratio: 61.0%· healthy range 60–80%
Branch Locations
NCUAMain Office
1601 Kenneth Rd, York, PA, 17408-2228
MTW 8:00-5:00; RF 8:00-6:00 Sat - 9:00-12:00
South York
2602 Course Rd, York, PA, 17402
MTW 8:00-5:00; RF 8:00-6:00 Sat - 9:00-12:00
East York-Eastern Blvd
2801 Eastern Blvd, York, PA, 17402
MTW 8:00-5:00; RF 8:00-6:00 Sat - 9:00-12:00
Eagles Nest
4500 Intermediate Ave, Dover, PA, 17315
Thursday, Friday 11:00-2:00
Manchester Branch
4157 N George Street Ext, Manchester, PA, 17345-1311
MTW 8:00-5:00; RF 8:00-6:00 Sat - 9:00-12:00
Bulldog Branch
1800 Bannister St, York, PA, 17404
Tuesday and Wednesday 11:00-2:00
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/first-capital" target="_blank" rel="noopener">View FIRST CAPITAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.