FINANCIAL SECURITY
Carlsbad, NM · State Credit Union · Chartered in NM
Who can join
State government employees (special charter)
Members
5,139
Net Worth Ratio
16.34%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$63.8M
Peer Group 4
Members
5,139
as of latest quarter
Net Worth Ratio
16.34%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$63.8M
Total Shares
$53.4M
Total Loans
$45.8M
Net Worth Ratio
16.34%
≥7% = Well Capitalized
Members
5,139
Delinquency Rate (60d+)
0.43%
$196K
Loan-to-share ratio: 85.7%· healthy range 60–80%
Branch Locations
NCUAFinancial Security CU Main Office
1105 W Pierce St, Carlsbad, NM, 88220-4014
8:30am-5:30pm
Financial Security Credit Union South Branch
2603 S Canal St, Carlsbad, NM, 88220
Lobby Monday-Friday 9am-5pmDrive Thru Monday-Friday 8:30am-5:30pmLobby Saturday 9am-12pmDrive Thru Saturday 9am-12pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/financial-security" target="_blank" rel="noopener">View FINANCIAL SECURITY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.