Ottawa, IL · State Credit Union · Chartered in IL
Who can join
State government employees (special charter)
Members
45,783
Net Worth Ratio
12.96%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$603.3M
Total Shares
$519.5M
Total Loans
$382.7M
Net Income
$2.3M
Net Worth Ratio
12.96%
≥7% = Well Capitalized
Members
45,783
Return on Assets
0.38%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.26%
$1.0M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 109 | 83 | 17 | 76.2% | 15.6% |
| 2023 | 604 | 358 | 99 | 59.3% | 16.4% |
| 2023 | 176 | 155 | 18 | 88.1% | 10.2% |
No CFPB complaint data available for this credit union.
Branch 1 Ottawa
800 Chestnut St, Ottawa, IL, 61350
8-5 M-Th, 8-5:30 F, 8-12 S
Branch 2 - Peru Branch
2813 Plaza Dr, Peru, IL, 61354
8-5 M-Th, 8-5:30 F, 8-12 S
Branch 3 Mendota Branch
1905 13th Ave, Mendota, IL, 61342
8-5 M-Th, 8-5:30 F, 8-12 S
Branch 5- Diamond Branch
1800 E Division St, Diamond, IL, 60416-6007
Mon-Thurs 8-5Friday 8-5:30Sat 8-12
Branch 4- Morris Branch
1300 N Division St, Morris, IL, 60450-1452
Mon-Thurs 8:00-5:00Fri 8:00-5:30Sat 8:00-12:00
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<a href="https://bankscorer.com/credit-union/financial-plus" target="_blank" rel="noopener">View FINANCIAL PLUS on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 73.7%· healthy range 60–80%