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FINANCIAL HEALTH

Indianapolis, IN · Federal Credit Union · Chartered in IN

LICU MDIWell Capitalized

Who can join

Community / multiple bond

Charter #20793Est. 1971RSSD: 978789

Members

6,544

Net Worth Ratio

10.58%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$31.5M

Peer Group 3

Members

6,544

as of latest quarter

Net Worth Ratio

10.58%

Well Capitalized

Institution Profile

NCUA

Address

P.O. Box 1367, Indianapolis, IN 46202

Chartered

1971

Branch Locations

3 locations

Membership Eligibility

Community / multiple bond

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$31.5M

Total Shares

$28.0M

Total Loans

$12.3M

Net Income

$-348,452

Net Worth Ratio

10.58%

≥7% = Well Capitalized

Members

6,544

Return on Assets

-1.11%

annualized · >0.5% healthy

Delinquency Rate (60d+)

1.77%

$218K

Loan-to-share ratio: 43.9%· healthy range 60–80%

Branch Locations

NCUA

Financial Health Federal Credit Union

777 INDIANA AVE, Indianapolis, IN, 46202-3101

Mon 9:00am - 4:30pm Tue 9:00am - 4:30pm Wed Noon - 4:30pm Thurs 9:00am - 4:30pm Fri 8:00am - 6:00pm

Main

FHFCU- East Branch

2401 E 10TH ST, Indianapolis, IN, 46201

Mon & Tue 9:00am - 4:30pm Wed Noon - 4:30pm Thurs 9:00am - 4:30pm Fri 8:00am - 6:00pm

ATM

FHFCU MED TOWER BRANCH

1633 N Capitol Ave, Indianapolis, IN, 46202

Monday, Tue, Thur 9:00am to 4:30pm. Wed noon- 4:30pm. Friday 8:00am to 6:00pm

ATM

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.